Largecap equity funds remain suitable for conservative and moderate risk-taking investors seeking relatively stable returns.
Investors encountering underperformance must be patient.
Deferred payment plans may come with a cost, which may not be immediately visible.
Small- and midcap stocks have delivered their biggest monthly rally in 12 years, but rising oil prices and global tensions could make the road ahead volatile.
Since this is a long-term investment, investors must do their homework and choose a fund manager carefully.
Proposal forms are often filled by the agent. Check the form after it is filled.
Real wealth isn't built on random bets; it's built on disciplined, guided portfolio strategies that can withstand market ups and downs, says Ramalingam Kalirajan.
For the most part, an investment philosophy for a woman should be no different from that for a man, except for some special situations. Here are a few things that women should know about their investments.
In an hour-long chat on rediff.com on Thursday, financial planning expert Sailesh Multani offered some valuable tips.
'Existing investors who have not acted so far may consider holding on to these funds with the understanding that the higher returns they expected from them may now take longer to materialise.'
'First-time applicants may witness longer approval times or higher rejection rates and requests for more documentation.'
Mumbai-based menswear designer Priya Patil who recently showcased at Paris Fashion Week 2026, talks about her inspiration to design and transform menswear fashion in India.
Delhi Police have dismantled an interstate cyber fraud syndicate, arresting 14 individuals allegedly involved in fraudulent transactions exceeding Rs 8 crore. The accused targeted job seekers with fake work-from-home opportunities via social media and job portals.
Direct plans of mutual fund schemes added nearly 21 million individual investor folios in FY26 (as of February), surpassing regular plans' 15 million net additions, marking only the second time direct plans have outpaced regular plans in annual folio growth, despite turbulent equity markets.
New investors or those with lower-than-planned exposure should add US-oriented funds through SIPs.
Irrespective of you being a man or woman study the investment schemes available to make the buck go a long way. Here are products for both men and women.
'They are a poor fit for anyone with near-term goals, low volatility tolerance, or a need for steady income or liquidity.' 'First-time investors should typically avoid them.'
'Investors need to diversify at least 30% to 50% of their liquid wealth across different markets, asset classes, and instruments across the world.' 'Do this with proper guidance and advice.' 'Global investing is complicated, but if done right, is extremely rewarding.'
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'Many policyholders do not understand that non-medical expenses, cosmetic treatments, and certain other procedures are not covered by health insurance policies.'
Those who have long retirement horizons of 15 to 20 years and seek higher long-term returns may opt for MSF. Investors nearing retirement (under 10 years) or those with low risk tolerance should stay away.
Over the past three years, the appointments of 20 candidates selected through the Institute of Banking Personnel Selection were cancelled or offers were withdrawn due to poor credit history.
Do not exit in panic or buy falling stocks without reassessing fundamentals; instead, build a watchlist and invest gradually with a disciplined, long-term approach.
Sacred spots and soaring peaks: Bucket-listing across the heartland. Roopa Unnikrishnan and her father journey through the heart of India.
In an hour-long chat on rediff.com on Thursday, financial planning expert Sailesh Multani offered some valuable tips.
'Every year we import approximately $70 billion worth of gold -- closer to $72 billion in 2025-2026, an all-time record.' 'There is no parallel for this anywhere in the world. And this love for gold will not disappear overnight.'
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
Keep these important guidelines in mind to make money in the stock market.
Investing your money across too many stocks or too many instruments makes the portfolio unmanageable.
Leading stock exchange BSE on Monday cautioned investors to remain vigilant against deepfake video of its CEO giving stock recommendations and investment advice on social media platforms. The exchange emphasised that the video is unauthorised and fraudulent, and its officials are not permitted to provide any stock tips.
Buyers should understand the distinction between the losses the policy covers, those that need add-ons, and those it excludes.
Retirement-focused products that promise certainty can look attractive. The returns are guaranteed, and locking into a fixed rate feels reassuring at a time when deposit rates are declining.
'Except for extremely conservative investors, others can consider allocating 10 to 20 per cent of their portfolio to small caps.'
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
Small amounts of money invested in mutual funds lead to large amount of wealth in the long run
'A staggered investment approach (using SIP or STP) can help investors benefit from this opportunity while reducing timing risk.'
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
Investors with a 6 to 12 month horizon may consider them. They should align their holding period with the fund's maturity profile and prefer schemes with a lower expense ratio.
